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Business Owner   Articles     Benefits and retirement plans       Benefit plans for small businesses       Disability income insurance for the self-employed       Health insurance for the self-employed       Key employee life and disability insurance       Life insurance for the self-employed       Retirement plans for small businesses       What employers need to know about workers' compensation insurance     Starting a business       Advantages and disadvantages of self-employment       Choosing an entity for your business       Hiring your first employee   Decision Tools     Benefits and retirement plans       401(k) plans       Building a retirement plan for your business   FAQs     Advertising a business       How can I get free publicity for my business?       How do I know where to advertise my business?       What is the best form of advertising?     Employee benefits and other issues       What are health reimbursement arrangements?       What benefits should I offer to my employees?     Starting a business       Should I buy or lease assets for my business?       What are the stages of business development?       What should I look for in a business location?   Education Planning   Articles     529 plans       529 plans and financial aid eligibility       529 plans vs. other college savings options       529 plans: The ins and outs of contributions and withdrawals       Opening a 529 account       The ABCs of 529 plans     Education planning basics       ABCs of financial aid       Education tax credits       Sticker shock--creative ways to lower the cost of college       Student loan basics       The best ways to save for college   Decision Tools     Determining how much to save for college       College savings analyzer     Evaluating college savings options       Advantages and disadvantages of 529 plans       College savings vehicles compared     Financial aid       College application and financial aid calendar       Financial aid calendar   FAQs     529 plan basics       Do 529 plans include both state savings plans and prepaid tuition plans?       How long have 529 plans been around?       What's the difference between state savings plans and prepaid tuition plans?     Education tax credits       Now that my child is in college, am I entitled to any education tax credits?       What are the Hope credit and the Lifetime Learning credit?     Using or withdrawing 529 funds       Can 529 funds be used for general living expenses while at college?       Can the funds in a 529 plan be used for college expenses if my child is only attending part-time?       Must the funds in a 529 plan be used for tuition only, or can they be used for room and board expenses?       What happens if my child finishes college and there is money left over in the 529 account?       What happens to the funds in my 529 account if my child doesn't go to college?   Investment Planning   Articles     Investment basics       Investment planning--the basics       Six keys to successful investing       Understanding investment terms and concepts   Decision Tools     Investment planning basics       Common investment mistakes to avoid       Simple rules for investing       Steps to financial planning success   Personal Finance   Articles     Financial basics       Establishing a budget     Owning a home       Applying for a mortgage       Buying a home       Refinancing your mortgage       Selling a home       Tax benefits of home ownership   Decision Tools     Owning a home       Mortgage payment calculator     Saving, spending, and borrowing       Credit cards--advantages vs. disadvantages       Net worth calculator   FAQs     Buying a home       How much house can I afford?       Should I buy a home or continue renting?     Credit basics       How can I correct errors on my credit report?       How can I figure out my net worth?       How can I protect myself against identity theft?       How can I repair my poor credit?       How much money should I keep in a savings account for emergencies?     Selling a home       How do I figure the tax on the sale of my home?       Should I sell or rent out my present home?   Retirement Planning   Articles     Health care issues       Health insurance in retirement       Medicare       Understanding long-term care insurance     Saving for retirement       Estimating your retirement income needs       Retirement planning--the basics     Social Security       Social Security retirement benefits       Understanding Social Security   Decision Tools     IRAs       Comparison of traditional IRAs and Roth IRAs     Retirement planning basics       How taxation can affect your retirement funds       Investing for retirement       Net worth calculator       Saving for your retirement     Social Security       How earnings affect Social Security       Social Security figures at-a-glance   FAQs     Saving for retirement       How much money should I save for retirement?     Social Security       Are my Social Security benefits subject to income tax?       Should I retire now at age 62 and collect Social Security benefits, or should I wait until age 65?       When I retire, how much will I receive from Social Security?   Special Situations   Articles     Career planning       Evaluating a job offer     Caring for an aging parent       Caring for your aging parents     Marriage       Establishing a budget       Merging your money when you marry     Raising a family       And baby makes three       Teaching your child about money       Teaching your college-age child about money       Teaching your teen about money   Decision Tools     Caring for an aging parent       Housing options for aging parents       Tips for caregivers     Financial basics       Should you save in a 401(k) or a Roth IRA?   FAQs     Caring for an aging parent       How can I pay for nursing home care?       How do I talk to my elderly parents about their finances?   Tax Planning   Articles     General tax planning       Am I having enough withheld?       Tax benefits of home ownership       Tax planning for the self-employed     Tax credits and deductions       Education tax credits       Personal deduction planning   FAQs     General tax planning       Am I having enough tax withheld from my paycheck?       What is my tax bracket?       What penalties and interest will I be charged for paying and filing my federal income taxes late?